If you cannot work because of the physical or emotional toll of a car crash, recovering your lost wages isn’t as simple as quoting the insurance company a figure and hoping for a check. It takes proof and a clear understanding of how things work under Georgia law.
Lost wages are among the damages you can claim after an accident. This includes the money you would have earned if the crash hadn’t upended your life and other work benefits like bonuses, overtime and commissions.
What you need to back up your claim
Having proper evidence is key to getting the compensation you deserve. First, you’ll need to prove how the injuries you sustained in the crash prevent you from working. You can do this using your medical reports, such as the doctor’s notes, diagnostic test results and treatment plans showing the extent of your injuries and the duration of your recovery.
You’ll also have to demonstrate your losses by presenting recent pay stubs. Tax records and bank statements can help quantify your lost income if you’re self-employed.
Think long-term
Some injuries don’t just sideline you temporarily; they also change your ability to work. You may be entitled to future lost income if you cannot return to the same job or your earning capacity is reduced. Proving this often involves experts like doctors and financial professionals who can speak to how your injuries affect your career over time.
Don’t let time run out
In Georgia, you typically have two years from the date of the crash to file a car accident claim. Waiting too long could mean losing your chance to recover anything at all. As such, it helps to start gathering evidence and building your case as soon as possible. That said, do not rush into a settlement just because the insurer floated you an offer.
It’s easy to feel overwhelmed when you’re juggling medical appointments, insurance deadlines and proving the full extent of your injuries. Having someone who understands how to gather the right evidence, negotiate effectively and protect your interests can significantly increase the chances of getting a fair settlement.